How to Check LIC Policy Status Online by Policy Number ?

Want to Check LIC Policy Status Online? 

 

         There are numerous kinds of policies that are present and they are all very beneficial to the holder. The only issue that is faced by the holders is that they are ignorant about the status of their policy at a given point of time and are completely dependent on their insurance agent for all the information relevant to the policy. The status of LIC Policy is no longer, solely in the hands of your agent. You can check it for yourself as well and that too, from the comfort of your home, whenever you want. This is something that many of us have been longing for, but haven’t been able to get as this feature had not been made available on the official site of LIC, till now. But, it is now possible. If you want to do so and do not know how to check LIC Policy Status Online by Policy Number, then this post has come to your rescue as here you will get to know what you need to do.

 

 

 

         There are quite a few ways to go about this, but I personally feel that the best and the simplest way to do so, is to use the internet, visit the site and then check the details of the policy. You need to bear one thing in mind and that is, you are the bearer of the policy and it is your sole responsibility to have all the information regarding status of LIC Policy from the time you get one for yourself, till the time it matures.

Steps to Check LIC Policy Status Online by Policy Number

There are not many intricate steps that you need to go through, to be able to check your status online. I have broken down the steps for your ease.

1. You first need to log onto the official site of Life Insurance Corporation, that is, http://www.licindia.in/policy_status.htm. Also read: Paying LIC Premium Online
2. Once you have reached the home page of the site, you will need to register with them. The registration is a simple process and you will just have to fill in your details and you will be register with the site.
3. After the process of registration, you are free to know all that you want about your policy. There are a whole list of options that are displayed will direct you to the operation that you want to do. Select the one that you want, which in this case is checking the LIC policy status.
4. You will be asked to enter your Policy number and once it is done, you will get all the details about the policy that you hold along with its present status.

There are the other fields that you can enter into as well, once you are done with finding the status of LIC policy. The simplicity and ease of use of this site is known to be the best.

What if I don’t have an internet connection?

 

     This is a question that I get asked a lot and it is a very valid question in my view. You will be pleased to know that the officials of LIC have thought this over in advance and have a solution to this problem. They are of the view that all their customers are of equal importance and it is their duty to provide all the information that is required by the customers like LIC Policy Status Details in a basic and simple manner, so that everyone who is associated with them can benefit from it. If you do not have the internet connection at your place or are not able to use it for one reason or the other, then there is one thing that you can do and that is, make use of the LIC Helpline Number which is 1251. Once you call on the helpline through BSNL or MTNL you will get to know all the details regarding your LIC Policy Status Details which includes loan against policy amount, next due date etc.

 

 

4 Steps to Pay LIC Premium Online

        Want to Pay LIC Premium Online? 

      Then this article might come to rescue by explaining the process of making LIC Online premium payment. As we all know that LIC India is one of the best leading Life Insurance providers with many flexible policies and features. Since all the operations were controlled by the Government, people have good faith on LIC. They have made every service online including Insurance premium payment. But still, many of their policy holders are unaware of such services like knowing LIC Policy Status, online premium payment etc. So, everyone is depending on the agents to check the current status of the policy. To promote their service we came forward with the tutorial on showing how to pay LIC Premium Online. To make LIC premium payment, policy holders no need to look around for the agent and no need to hump at Life Insurance Corporation office. To save your time, it is recommended to go through their official LIC website for paying LIC Premium. Here are the few steps to pay LIC premium online.

Note: Don’t pay bulk policies within single account. Create separate login details for each policy and it is highly recommended by LIC. It won’t allow you to create multiple profiles if the DOB (Date of Birth) doesn't match with existing records.

How to Pay LIC Premium Online?

Creation of Account: To make premium LIC payment, you need to have separate username and password which can be created by going through http://www.licindia.in/NewUserRegistration.htm

Policy Enrolling: After the successful creation of LIC India account, one need to enter their policy details to retrieve the available accounts. To do that, navigate through “Enroll Polices” tab and add your policy number followed by premium amount.

To view the details of Policy: Soon after the policy enrolment, system will fetch all the details related to that particular account. It contains all necessary information like start date, sum assured, current plan, terms of policy, address, LIC premium, due of next premium, accrued bonus, agent and the branch.

LIC Online Premium Payment: All the mandatory steps are completed now. Once you checked all the details about the policy, hit “Pay Premium Online” button. Here select the right policies which you would like to enrol. Finally click Submit button to make payment.

Take a print out of generated receipt for future reference. You can even take it later which is an advantage of paying LIC Premium online. A copy of payment receipt will be sent to registered email address.